I am retired Zonal Manager of LIC having over 52 years experience in life insurance industry in various capacities. I have been a Visiting Faculty with IL& FS Academy for Insurance and Finance, Mumbai since Oct. 2000 and have trained more than 2000 people as agents of LIC and private life insurers. I am people-oriented person and by nature want to help people in acquiring knowledge about life insurance industry. My articles have been published in INSURANCE PLUS Magazine in Mumbai during 2003. I am easily accessible.